Best Travel insurance Online in USA

Purpose: Reimburses additional expenses incurred due to delayed departure or arrival (e.g., accommodations, meals).
Coverage: Typically kicks in after a specified delay period (e.g., 6 or 12 hours) due to reasons such as weather, mechanical breakdown of a common carrier, or strikes.
Baggage and Personal Belongings
Purpose: Provides coverage for loss, theft, or damage to luggage and personal belongings during the trip.
Coverage: Reimburses for repairs or replacement of items like clothing, electronics, and valuables. Some policies may also cover baggage delay.
Travel Assistance Services
Purpose: Offers 24/7 assistance services for travelers, including help with medical referrals, legal assistance, translation services, and coordination of emergency assistance.
Coverage: Services vary by policy but can be crucial for navigating emergencies or unexpected situations in a foreign country.