Suncoast Auto Loans How to Qualify and What to Expect

Suncoast Auto Loans is a leading auto lender in the southeastern United States that offers a variety of financing options for purchasing new and used vehicles. With over 30 years of experience, Suncoast Auto Loans provides exceptional customer service and some of the most competitive rates available.

Suncoast Auto Loans offers financing for new cars, used cars, refinancing of existing auto loans, and even special financing programs for those with poor credit. Their wide range of loan products allows customers many options to find the right loan for their budget and financial situation.

Some key benefits of using Suncoast Auto Loans include:

Fast loan approvals, often with same-day pre-approval
Flexible terms from 12 to 84 months
No prepayment penalties
Competitive interest rates
Easy online application process
Local loan specialists provide personalized service
Loans available for prime and subprime credit

Whether you're looking to buy a new car, find financing for a used vehicle, refinance your existing auto loan, or repair bad credit, Suncoast Auto Loans has a solution. With their knowledgeable staff and variety of loan products, Suncoast Auto Loans can help consumers secure auto financing to meet their needs and budget.
New Car Loans

Suncoast Auto Loans offers competitive financing options for those looking to purchase a new vehicle. Our new car loan terms and rates vary depending on your credit profile, but generally range from 2.49% to 9.99% APR for loans up to 72 months.

We require a minimum down payment of 10% of the vehicle purchase price for new car loans. This down payment helps ensure you don't end up underwater on your loan by owing more than the car is worth.

To qualify for one of our new car loans, there are a few eligibility requirements:

Minimum credit score of 620
Stable income and employment history
Debt-to-income ratio below 50%
Clean credit history with no current bankruptcies or foreclosures

With Suncoast Auto Loans, you can get pre-app