Subrogation agencies specialize in recovering funds on behalf of insurance companies after a claim has been paid. When an insurer compensates a policyholder for a loss caused by a third party, subrogation agencies step in to pursue reimbursement from the responsible party or their insurer. By handling investigations, negotiations, and legal coordination, these agencies help insurers reduce losses, control claim costs, and improve overall profitability while allowing insurance companies to focus on core operations.